The Difference Between Real And Fake Pay Stubs

by Mitov Mitrovski

Violations of labor laws are very common. Often employees do not know their rights, but it happens that they are simply in no hurry to use them so as not to spoil relationships with superiors or even lose their jobs. Salaries must be issued separately by the employer to each employee. This is one of the most frequently violated provisions of the law. It will be helpful for the accountant, human resources staff, and just the employees to learn all about the payroll: what it looks like, how to issue it, why it is needed, and what threatens the offense?

Thus, labor legislation requires all employers to issue a paycheck to each employee. Why it is necessary: to get information about components and salaries; for taking to court as evidence in the event of a dispute. Why an employer needs to issue an employee’s salary: to avoid trouble in the event of a labor inspection, as this is mandatory for extradition; to protect yourself from a possible litigation. The fact is that, by law, an employee can go to court within three months after a labor dispute based on financial reasons. If he addresses later, the court will not consider his request. This period is considered from the moment the employee is notified of his salary. i.e. If he receives the ballot, he will have only three months, and if he does not receive it, he may come another year later and say that it was only yesterday (from any source) that he learned that he was underpaid.

Paystub, payslip, paycheck stub. Different words that have the same meaning. When employees receive their paycheck stubs from you, it is what outlines the details of their pay for each pay period. Check stubs may be paper or electronic, and usually are accompanied by a record of hours worked, rate of pay, dates of the pay period, and other pertinent information.

How to get a copy of my check stub

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If you do not receive it monthly from your employer, you can always ask for a copy by contacting your employer’s human resources or payroll department. They might ask you to submit a formal request to get a copy.

Why do I need a paystub?

There are many situations in which you will be required to submit payment statements to do some work. For example, if you want to take out a loan from a bank, they will usually ask you for the last three pay stubs as proof that you are able to repay the loan, that is, that you are creditworthy.

You will also need these statements when calculating your tax return. If you regularly monitor what is taken from each payment period, you are less likely to bring yourself to the final act.

We often have cases when workers complain about working conditions, wages, and there is a suspicion that the employer is stealing from them. And sometimes mistakes just happen. You may feel that your employer owes you. For example, errors may occur when calculating unpaid overtime, the number of tax exemptions, and so on. If references do not exist on your pay stubs, proving an incorrect payment is much more difficult.

How can you be sure it is a reality check, not fake?

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Sometimes insight into someone’s salary statements will help you make a very important decision. For example, you want to lend money to someone or rent an apartment, but you are not sure if they will have enough money to pay their rent regularly. Unfortunately, some have come up with the idea to make fake pay stubs to achieve the desired goal. Here are some things that will tell you if it is a real check or not.

Check the basic information

Basic information such as name, address, company information is something that should be on this document. In addition, it must display gross pay, taxes, and insurance deductions. If it does not contain all of the above, there is a possibility that someone may want to deceive you.

Pay attention to O and zero

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Keep in mind that there is little chance that a professional will make this mistake. If O is written instead of the number 0, chances are good that it is a fake document. The same goes for zero with a line going through it.

Round numbers

There are rare cases where you will see a round number on paychecks such as 1,000. It is a much larger case to see a figure such as 999,010.35.

Free check stub

Source: freepik.com

Today many online generators are capable of making a reality check. Free check stubs will make hard work easier for you, by doing all work for you. Your task is to put in figures and the generator will do the calculation for you. You can click here to learn more about it.

Request a W-2 form

Although this is also a document that can be falsified, the case is much rarer.

Call a previous employer

If you doubt the validity of a person’s payroll, seek permission to contact the employer for verification purposes. If you do not encounter resistance, everything is fine, but if you notice that the person becomes uncomfortable and begins to think of reasons that will prevent you from doing so, something is wrong.

Calculate the balance

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Do not hesitate to do a personal check. Take the calculator in your hands and add up the numbers. First earnings, then deductions. If your budget does not match the one on your account, it is a fake pay stub.

Final thoughts

These are just some of the easiest ways to check if pay stubs are fake or not. The bottom line is that it is always important to pay attention to small details as well as spelling mistakes.

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